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| leghisturl = http://thomas.loc.gov/cgi-bin/bdquery/z?d095:HR14279:@@@R | introducedin = House | introducedbill = | introducedby = Fernand St. Germain (D-RI) | introduceddate = October 10, 1978 | committees = House Banking, Finance, and Urban Affairs, Senate Banking, Housing, and Urban Affairs | passedbody1 = House | passeddate1 = October 11, 1978 | passedvote1 = passed | passedbody2 = Senate | passedas2 = | passeddate2 = October 12, 1978 | passedvote2 = passed | conferencedate = | passedbody3 = | passeddate3 = | passedvote3 = | agreedbody3 = House | agreeddate3 = October 14, 1978 | agreedvote3 = (341-32 ), in lieu of | agreedbody4 = Senate | agreeddate4 = October 14, 1978 | agreedvote4 = agreed | passedbody4 = | passeddate4 = | passedvote4 = | signedpresident = Jimmy Carter | signeddate = November 10, 1978 | unsignedpresident = | unsigneddate = | vetoedpresident = | vetoeddate = | overriddenbody1 = | overriddendate1 = | overriddenvote1 = | overriddenbody2 = | overriddendate2 = | overriddenvote2 = | amendments = | SCOTUS cases = }} The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities.〔()〕 The act was implemented in Federal Reserve Board Regulation E. ==Rights of consumers== The EFT Act recognizes their right to nominate the financial institution to which such payments are to be made.〔 The EFT Act also prohibits a creditor or lender from requiring a consumer to repay a loan or other credit by electronic fund transfer, except when there is an overdraft on checking plans.〔http://www.ftc.gov/bcp/conline/pubs/credit/elbank.htm〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Electronic Fund Transfer Act」の詳細全文を読む スポンサード リンク
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